The Canadian investment industry is on the brink of a major shift. With the new CIRO proficiency model coming into effect on January 1,...

The Canadian Investment Regulatory Organization (CIRO) has raised the bar with its new Proficiency Model, focusing on real-world skills and ongoing competency. Our AI-powered prep series will guide you through every stage — and we’re starting with Course 1 of 9, now available free for a limited time. Be among the first to access this new learning experience and secure early access to the rest of the series as it’s released.

As AI tools become more common in financial practices, so do the compliance risks. This article explores where advisors should draw the line—what’s safe, what’s not, and how to use AI effectively without compromising privacy or professional standards. Learn best practices, real-world examples, and join the conversation on ethical AI use in our free advisor community.

Increasing reliance on tools such as CRM systems, portfolio management software, and communication platforms, it's essential to ask: Are th